Chip Repair and Your Insurance
Many chip repair companies advertise themselves as free to you because they get paid by your insurer. Sound too good to be true? Well it is and it isn’t depending on your policy and the company you choose to use.
If the repairer is not well trained or is on a profit share it is in their interest to get you to have the repair and then leave you to deal with potential unexpected costs later. First of all the repair will normally only be free if you have a fully comp policy which does not have a specific excess for this repair. Some insurers will pay for most of the repair even if your policy is not fully comprehensive – because they want to avoid the cost of windscreen replacements later on. How much they expect you to pay varies. £10 is fairly normal but it can be higher. Some insurers will only deal with a few national repair companies so although it may be free for you with one supplier for another supplier the insurer may refuse to pay their bill and then they will come back to you chasing payment in the region of £50. Just because a friends insurance paid for it with one repairer does not mean your different insurer will do the same.
Chip repair companies may be very bullish about the fact that they reclaim the cost direct from your insurer and that there will be no cost to you – but this might not be true! It is sensible to make a quick call to your insurer and find out exactly what your policy covers and what charges there may be. You can then make an informed choice about which company to use and what the consequences are for you. If you have a high excess you might just want to pay direct and avoid the insurer entirely.
Act Now!!
When you see a chip, you may be able to avoid a windscreen / windshield glass repair claim if you act quickly.
Remember the rule of thumb is as follows:
A windscreen / windshield chip less than 3mm (smaller than a matchstick head) does not usually need to be repaired.
A windscreen / windshield chip less than 25mm (smaller than a £2 coin) is repairable.
A windscreen / windshield chip over 25mm is usually non-repairable.
Call Us Today
For a repair that you know will be done right, call Centre Glass today. Call or WhatsApp on 07923 449354 email centreglass@mail.com visit www.centreglass.org
We offer repairs that are fast and convenient. If your windscreen / windshield has a chip we’re here to help. We cover the whole of the Midlands – Birmingham, Nottingham, Derby, Leicester, Stoke on Trent, Sheffield, Solihull, Coventry, Mansfield, Chesterfield, Lichfield, Cannock, Wolverhampton, Walsall, Redditch, Newark on Trent, Uttoxeter, Stafford, Burton Upon Trent, Dudley, Nuneaton, Melton Mowbray, Bromsgrove, Cheadle, Rocester, Kegworth, Loughborough, Castle Donnington, Ripley, Alfreton, Buxton, Ashbourne, Hilton, Stratford Upon Avon, Warwick, Leamington Spa, West Midlands, East Midlands.